FlowFund Finance

Money app for freelancers and expats: budgets, bills and goals in every currency, with one real total

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What it does

FlowFund Finance keeps income and spending in the currency they were paid in and shows one converted total. It covers budgets, bills and subscriptions, debt payoff plans, savings goals and net worth. Tax Radar estimates income tax for 20 countries from your own transactions (for planning, not tax advice). An AI assistant explains your numbers in 21 languages. The free plan has no time limit; Pro ($19/month) adds unlimited transactions, bank sync in 21 European countries, household sharing and exports. Available on the web and Android.